The Social Security Administration (“SSA”) runs two disability programs: Supplemental Security Income (“SSI”) and Social Security Disability Insurance (“SSDI”).
Although they may sound the same, they are not.
Social Security Disability Insurance provides disability benefits for people who have worked up to 15 years and who have paid into the federal social security tax system (the Federal Insurance Contributions Act or “FICA”) before becoming disabled.
On the other hand, SSI is a needs-based program that does not require any work experience at all.
Here is some basic information about SSI:
Supplemental Security Income (“SSI”).
SSI provides financial support for people —including those who are disabled—who have little to no income and very few resources. It provides supplemental income for people who have worked very little or never during their lifetime.
SSI provides a monthly stipend to individuals who qualify for assistance.
The SSI program is a federal program that is designed to provide income to the aged, blind, or disabled. The program is run by the Social Security Administration, but the money that supports the program is provided by the general tax fund and not Social Security taxes. That means that, unlike SSDI, there are no work requirements that a person must meet in order to qualify for SSI.
SSI pays $750 a month per person in benefits (2018). If you are enrolled in the 1619(b) program, you are on SSI. Those who are on SSI do not have more than $2,000 in resources coming in.
SSI and Disability.
Although there are differences in the disability programs, the criteria the SSA uses for establishing whether a claimant is “disabled” is the same for both programs.
This means that in order to qualify for SSI, you must not only meet the income level, but you must demonstrate that you have a medically determinable condition that prevents you from working full-time or long enough to earn a set monthly amount (known as “substantial gainful activity”) which has lasted, or is expected to last 12 months or to end in death.
Objective medical evidence will be required to establish your disability.
It is true that the application process can be long, frustrating, and complicated. However, if you need government assistance, applying for SSI may be right for you.
Experience, Dedication, and Commitment.
At the Day Law Group, we help disabled Louisiana residents get the social security disability benefits they need. We offer free consultations and we do not get paid unless you win your case. Contact us ToDay or call (225) 465-1232.